Welcome to TechPoint Dev! By accessing our website at https://techpointappsdev.blogspot.com or using any of our mobile applications (including Finance Tracker, Finance Tracker Pro, and all current or future software releases published under the TechPoint Dev brand), you agree to comply with and be bound by the following Terms and Conditions of service.

If you disagree with any part of these terms, please do not access our website or download our mobile applications.

1. Intellectual Property Rights

Unless otherwise stated, TechPoint Dev and/or its licensors own the intellectual property rights for all material on our website and apps. This includes, but is not limited to, the source code, UI/UX designs, layouts, graphics, branding elements, logo assets, and legal documentation. All intellectual property rights are reserved.

You must not:

• Republish or redistribute material, logos, or app APKs from TechPoint Dev without explicit written consent.
• Sell, rent, sub-license, or monetize any materials or applications produced by TechPoint Dev.
• Reproduce, duplicate, modify, copy, or mirror our application layouts or source codes.
• Decompile, disassemble, or reverse-engineer our mobile applications.

2. Permitted and Prohibited Use

You agree to use our website and mobile applications only for lawful purposes. You are strictly prohibited from:

• Using our tools in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of our services.
• Using our platform for any fraudulent, harmful, illegal, or malicious activities.
• Attempting to gain unauthorized access to any parts of our systems, servers, or databases.
• Using automated scripts, bots, or scrapers to extract data from our website.

3. Local Database & Offline Operations

TechPoint Dev does not maintain automated cloud backups of offline personal records. If you lose your device, clear the application data, or reset your phone, TechPoint Dev is not responsible or liable for any loss of local data.

4. Disclaimers & Financial Advisory Exclusions

The tools and materials provided by TechPoint Dev are for personal, organizational, and educational utility only. TechPoint Dev does not provide certified financial, accounting, legal, or investment advice. Any financial decisions you make based on statistics generated inside the app are entirely at your own discretion and risk.

5. Limitation of Liability

In no event shall TechPoint Dev, nor its developer Rajat Kumar Soni, be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of (or inability to use) our website and mobile applications. The services are provided on an "as-is" and "as-available" basis without warranties of any kind.

6. Third-Party Links & API Integration

Our website and apps may contain links to third-party web sites or services (e.g. Google Play Store, AdMob Network, Firebase services). TechPoint Dev has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party web sites or services.

7. Variations and Updates

TechPoint Dev is permitted to revise these Terms and Conditions at any time as it sees fit. By using this website and our applications, you are expected to review these terms on a regular basis to ensure you understand all conditions governing our products.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of India, and you submit to the non-exclusive jurisdiction of the state and federal courts located in India for the resolution of any disputes.

9. Contact Us

If you have any questions, feedback, or need clarification regarding our Terms and Conditions, please contact us:

• Developer Name: Rajat Kumar Soni
• Official Contact Email: techpointbyrajat@gmail.com